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From Canada’s Largest Private Lending Brokerage


Rebuild your credit


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Flexible payment plans

Bad Credit Mortgages

Bad credit mortgages depend on many different factors. The loan value, property, and your unique situation will all factor into your ability to secure a mortgage with poor credit. But what makes us unique and a leader in the industry is our approach. When you apply for a bad credit mortgage with our mortgage specialists, you are approved based on equity in your home, not your current credit rating. Our goal is to not only help you secure a mortgage, but also start re-establishing your credit.

Bad Credit Mortgages for all Situations

Regardless of Debt, Income, or Credit

Our mortgage specialists are here to help homeowners in all situations. We are here to help if you have debt, low income, or bad credit. Our challenged credit mortgage product allows you to use the equity in your home to consolidate your debt and convert high interest payments from credit cards and other loans into one low manageable monthly payment, regardless of your credit. This helps you better manage your finances, reduce the amount of interest and fees you pay and help you lower your monthly payments.

With a bad credit mortgage, you can pay out mortgage arrears and tax arrears, rebuild your credit, stop collections calls, stop power of sale, and get back on track financially. We offer flexible 3, 6, and 12-month terms to suit your specific borrowing needs.

Here is an example of what refinancing can do to your monthly payments:


Celebrating 10 Years of Solution Based Lending for Bad Credit Mortgages

At Matrix Mortgage Global, we take pride in helping homeowners in all situations, including individuals with poor credit or previous credit issues, with all their financial needs. For the past decade, we have taken pride in helping Canadians in a variety of financial situations with their mortgage needs. We understand how difficult it can be to get a mortgage with bad credit, low income and other financial issues. Our solution based lending products allow you to get the mortgage you need. We thank you for your business over the past 10 years, and we look forward to helping you in the future.

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    Matrix Mortgage Global, Est. 2008

    We specialize in alternative residential and commercial mortgages.


    Nominated Broker of the Year


    Governing Body: RECA, FSCO, FICOM


    Canada's largest alternate mortgage brokerage


    Proven Track Record of Growth & Excellence

    Success Stories

    Our Associations

    Mortgages Nationwide

    Local Mortgage Experts

    Matrix Mortgage Global Brokerage
    Lic# 11108 | BC Lic# X300671
    100 Consilium Pl. Suite 200 Toronto
    On M1H 3E3

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    Lic# 11108 _ BC Lic# X300671